Last Friday, I received a call from our Credit Union asking if me or my husband were on a shopping spree in California....we live in Indiana. I have never been to California. My husband hasn't been in California since 2005. So, no we were not on a shopping spree. But, one lucky unknown individual was having a ball at our expense. In less than 24 hours, a fraudster completely cleaned out our checking account and house savings. Leaving us broke in our main account. On a Friday. Before an extremely busy weekend which included my husband and nieces birthday, a wedding and fathers day. I wanted to scream!
Thankfully, we bank through an awesome Credit Union who had the money back in our account by this past Monday. Unfortunately, we have not had a debit card since we had to order a completely new number. This normally wouldn't be so bad, but we still use a Credit Union in Virginia. As mentioned above we live in the Indiana, blah. So, we have been "broke" because we don't have a branch close to us to do a cash withdrawal. Let's just say its been an interesting week! As of today, we still haven't received our debit card.
This has taught us a few things!
- Fraud sucks!! This I already know since I'm a Fraud Investigator (As I typed this, I remember I haven't officially introduced myself or the rest of my family! Maybe, I will start a weekly post so you can get to know us a little better!!)
- We use our debit card WAY to much. We never carry cash. This will be changing in the very new future.
- I am extremely loyal to our Credit Union, we have been banking with them for almost 10 years. But, its time to move our accounts to Indiana so if this happens again we have access to quick cash.
If you've been wondering where a new post is I've been preoccupied with researching local banks and Credit Unions and reading the Fifth Shades series (I'm already on book three!!). But, I have a few things to post about so I hope you check back tomorrow!!!
Hey Dawn!! So sorry about the fraud. It's one of those things that literally makes you sick that can happen and that there are people in our world that think it's okay to do that. I am with you on the debit card. Mine has smoke coming off of it some weekends! I feel good because we don't use credit cards, only our debit card, so it is money that we have, but we use it waaaaay too much. I can't wait to read your future posts! :) Also, I will be looking for your book recommendation soon for a good summer read. Hope you have a better weekend!
ReplyDeleteI know it's horrible! I see it everyday with my job and it doesn't get easier to handle! We don't use credit cards either, which makes it a little better - but still we spend WAY to much. I am currently working on a budget, hopefully we can stick too! Thanks for reading :)
DeleteI hate that this happened, but glad you were able to get your money back! I hope you can find a credit union you like! I also hope they catch the scumbag soon! I have been thinking about doing the cash thing more too. Brian actually lost his last week because when the cashier went to hand him hiscard she just sat it on the counter and whoever was near grabbed it. We got lucky with only 50 dollars lost, but it is very scary! Good Luck with everything hun
ReplyDeleteOMG yeah it's horrible! I couldn't sleep at night if I stole money from someone. I don't see how people can do that. I think we found a local credit union, now its just trying to switch everything over which is a pain. Thankfully with you guys it was only $50, did you get it back?
DeleteMy B had to wait till today. They wouldn't let me dispute the charges since it wasn't my card... but thankfully they let me shut it off.
ReplyDelete