Monday, August 13, 2012

Home Management Binder: Budget {Free Printables!}

Happy Monday!! I hope you all had a wonderful weekend. We have been busy around here with painting as previewed on Friday and with yard work. It turned out to be a beautiful weekend here in Indiana with the weather comfortable in the low 80's - giving me crazy fall fever!!

Today we are back to the Home Management Binder project, if you've missed any post you can check out the following:


This weekend I worked on the budget/spending section. Most of the images and documents I uploaded are blank so you can fill in your own information. I love finding monthly budget printables, but they never fully work for me and I end up wishing more than half of the sections weren't there. Like always all of my printables are FREE! But, I am doing a little something different this time and I'll explain it more below. So, let's get started.

First I created a monthly summary checklist, this will be the first form in my budget section. You could use this and put a check mark in each block for the month once you paid it. For us we are going to put the amount that we pay in each block, at least for the first full year. I've been wondering how our electric and gas bills change each month. In the category section just put the name of your bill (Mortgage, Electric, Student Loan, etc).

To download this printable click here!
Following this sheet, I will have our individual monthly spending plan:

To download this version click here!

To download this version click here!
This is where I am changing it up. Our exact personal monthly spending plan is not pictured above because I used direct names of our mortgage, gas, cable, and debt companies and I did not want to blur anything out. We also have a 'saving' section under the Home headline. For us, we didn't need to break down our saving category to include our sub saving accounts. We have several saving accounts, we have our main home savings where we save for projects, repairs and maintenance. We also have vacation, christmas, gift, and emergency savings accounts. We automatically have these transferred from our checking account each month, so for our savings section I will just write in the total amount that we have transferring out. 

I completely understand that this spending plan won't work for everyone. We don't have children so I didn't add a section for that. However, if you personally want to use this set up but you need some additional sections added I will make a custom sheet for you. I will make a FREE custom spending plan sheet for the first 5 people. The custom form will use the same colors and fonts, I will just add additional sections/sub categories as needed for you. If you are interested leave a comment below with your email address so I can contact you.

I also created a debt repayment log. We stopped using credit cards the end of last year, man do I wish we stopped doing that sooner. We do however, still have some balances we are paying down, a truck loan and student loans not to forget our mortgage. We focus on one debt at a time, while paying the minimum on the others. This form will let me get a better idea of how long until the current debt we are working on is paidoff.
To download this version click here!
Lastly, I created contact sheets for all of our bills and service companies. I always hate searching for the cable company contact information when I want to haggle my monthly pricing down, or looking for our trash service provider when I need to tell them we are putting something large on the corner. This should prevent a lot of wasted time looking for numbers, usernames and passwords.

To download this printable click here!
That's all I have right now in this section. In the pocket in front of this section divider I will be keeping our checkbooks and some envelopes for easy bill writing. I hope these sections are helping you create your Home Management Binder and don't forget, if you want a custom monthly spending plan sheet leave a comment below with your email address so I can contact you!!

I am working on a blog section for my binder, so that should be posted next Monday! I hope you stop by to check it out. 

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13 comments:

  1. These printables are so great! thanks for sharing!

    Amanda Rose
    http://sewmuchtosay.blogspot.com

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  2. Hi! If you are still extending the offer for the custom monthly budget, I'll take you up on it! :) All of your printables are just great and I appreciate you sharing them with the blog world! My blog address is
    http://mylittlehappies.blogspot.com and you can comment there if you are still willing to do the custom printable. Thanks so much! Brooke

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    1. Yes, the offer is still valid!! I will stop by your blog to let you know! :)

      -Dawn

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  3. Your printables are cute! I think that it’s nice that you are sharing and helping other people in monitoring their expenses, debts and savings, and budgeting finances. It’s great that you also stopped using your credit cards to help reduce your debts.

    Valencia Paz

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  4. These are really nice! This will be of great help in monitoring your expenses and debts. Listing them down will make you remember and easily track where your money goes.

    Era Kehoe

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  5. These are terrific! Thanks for sharing!

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  6. I love these, thank you so much for making them free. It was exactly what I was looking for!!!

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  7. Hi! I know this is terribly late....but is the offer still available? :)

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    1. Hi, Jamie! This offer is still available! I do want to let you know I am currently working on all new printables for my home binder. If you want to wait and check back for updated printables you can or I can customize this one for you. Just let me know what you would like to do! Thanks for stopping by!

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    2. Ooooo....well, I think I'll wait. I'm looking forward to what you come up with! :)

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  8. I just found your budget printables and am very appreciative that you're share them. I'm curious if you have your new ones up yet. A few questions for you: I'd love to know in more detail how you use the monthly spending plan pages. And do you have your savings amounts all in separate accounts that get transferred automatically all at the same time each month? Or are they staggered? Just curious because I really like our idea! Thanks for all your help/guidance.

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